A life insurance settlement is the sale by the owner of a life insurance policy to a third party for an amount greater than its cash surrender value and less than the death benefit. The seller of the policy receives a cash payment. The buyer of the policy assumes all future premiums payments and receives the death benefit upon the passing of the insured.
Who We Serve
We are licensed insurance professionals in the Seattle / Bellevue / Tacoma area that serve seniors, the critically ill, their families and professional advisors throughout the Northwest.
We specialize in evaluating life insurance policies and converting unwanted, unneeded or unaffordable policies into cash.
We also assist in converting your life insurance policy into a long term care benefit plan and converting structured settlements into cash.
The Life Settlement Option
Life insurance settlements represent one of the most important financial innovations of the past 30 years. By recognizing the fundamental right of policy owners to assign their policies, life settlements have created a more competitive life insurance market where consumers enjoy new options and greater value every day.
We are located in the Seattle / Bellevue / Tacoma area and look forward to serving you!
- $1.5 Million Policy
- Cash Value $35,000
- Annual Premiums $52,000
- Final Settlement $196,000
- $750,000 policy
- Cash Value $3,800
- Annual Premiums $22,500
- Final settlement $175,000
- $100,000 Policy
- Cash Value $0
- Annual Premiums $2,500
- Final Settlement $40,000
TAKE THE NEXT STEP TODAY
To find out if you qualify for a life settlement,
please complete our brief 5 minute questionnaire.